I (we) hereby authorize REGIONAL ACCESS to initiate entries to my (our) checking/savings accounts at the financial institution listed below for the agreed upon purchases, and, if necessary, initiate adjustments for any transactions credited/debited in error. This authority will remain in
effect until REGIONAL ACCESS is notified by me (us) in writing to cancel it in such time as to afford REGIONAL ACCESS and TOMPKINS TRUST COMPANY a reasonable opportunity to act on it. Declined payments for any reason will result in a $20.00 returned payment fee.